Did you know that billions of dollars of unclaimed money, such as life insurance policies and bank accounts, are never returned to the owners… simply because the government or company that holds the money can’t find you? Let us help you find the money you are owed!

What is Unclaimed Money?

Unclaimed money, aka unclaimed property, refers to you and/or your families’ inactive accounts in various financial institutions or companies that have been turned over to the government for safekeeping and oversight. Inactive accounts typically means accounts with no activity for a period of one year or more.

Over the years, an estimated sum of $60 Billion sits uncollected across various government agencies and companies. This is unclaimed money that you and/or your family is legally entitled to, if you can find it.

The good news is that the money can’t escheat to the government, in most cases, depending on the unclaimed property laws of the jurisdiction. That means, even after 10 years, you are legally entitled to the unclaimed money. By law, the government cannot spend this money, it has to be properly reported and audited.

Common forms of unclaimed money include life insurance, insurance payments or refunds, annuities, savings or checking accounts, stocks, uncashed dividends or payroll checks, refunds, traveler’s checks, trust distributions, unredeemed money orders or gift certificates (in some states), certificates of deposit, customer overpayments, utility security deposits, mineral royalty payments, and contents of safe deposit boxes.

Searching for Unclaimed Money

Due to the varying regulations across the states, there is no single government source for all the unclaimed money across the United States. Long story short, they don’t make it easy to locate the unclaimed money that you are owed.

You may have searched across multiple missing money websites such as unclaimed.org, managed by The National Association of Unclaimed Property Administrators, which redirects you to the individual state treasury websites. This can be time consuming and confusing to understand the process of claiming the unclaimed money once you finally find it, especially if the claim is over $1,000.

How did my money become lost?

Unclaimed money may be the result of inheritance, lost payments or returns on property or businesses. Or perhaps there are pending insurance policies purchased years ago by a member of your family. Over time, mistakes get made on names and addresses and people move, get married, use nicknames, or change their names for other reasons so that it becomes hard for entities to locate beneficiaries. In some cases, laws allow entities to invest the assets and eventually absorb those that remain unclaimed. There is little incentive for the asset holder to make more than a cursory attempt at locating beneficiaries.

Is there a time limit to claim the unclaimed money?

In most cases, NO!

Every claim is unique, and asset holders are regulated by a variety of different laws. Many assets have fairly-narrow time windows in which you can file a claim, and some asset holders are allowed to absorb the unclaimed asset after that time period expires. Whether there is a deadline or not, the claims process can be lengthy, so we advise that you to get started today!

How do I get started?

Search for free by providing us your First and Last Name. You can include the current or past state information as well. Once you find a claim/s that matches your current or past address, select one of the claim processing options available to begin the claim process. You can do it on your own or choose one of the support options.

Did you know that billions of dollars of unclaimed money, such as life insurance policies and bank accounts, are never returned to the owners… simply because the government or company that holds the money can’t find you? Let us help you find the money you are owed!